Privacy Statement

Introduction

This privacy policy will help you understand what data we collect, what we use it for and how you can exert your rights with respect to personal data.
SEL Capital is a multi faceted financial services company offering tailored financial services and solutions to individuals, companies and the public sector. Still Earth Limited as a construction member of the same entity is a premier General Contractor and Known as one of the leading Engineering and Construction Companies in Nigeria with a portfolio that Includes projects in both Public and Private Sectors across the Nation. SEL Capital as a separate entity of the same organization are the controllers of your personal data.
SEL Capital operates on personal data for a variety of purposes. We retrieve this personal data if you submit your contact details to receive newsletters and email campaigns concerning our products and services (old and new), and marketing communications. Our website uses cookies to collect anonymous and aggregated statistical data about users’ visits on our website. Alternatively, we process your personal data in the context of providing professional services to your employer or service provider, for example, conducting an audit of your bank or payroll for the company you work for. Finally, we obtain your personal data via publicly available sources, such as LinkedIn.
Unless you set up your internet browser (e.g. Mozilla Firefox or Google Chrome) not to accept cookies, it will accept the use of them. You can always disable cookies in your browser’s preferences even if you have consented to the use of cookies in the past. You may also delete cookies stored on your computer at any given time. Please note that disabling cookies may negatively impact your online experience on SEL Capital website. Click on the links in our index to take you to the more detailed information regarding various purposes for which we process personal data:

  • Individuals who sign up to our newsletters.
  • Clients who book consumer or SME loans.
  • Visitors to SEL Capital.
  • Individuals whose personal data we obtain in connection with providing services to our clients.
  • Insolvency services.
  • Contacts in our customer relationship management (CRM) systems.
  • Individuals who use our applications.
  • Individuals who visit our social media sites, social media plugins and tools.
  • Individuals who correspond with SEL Capital via email.
  • Visitors to SEL Capital office.

If you have any questions regarding the processing of your personal data or wish to contact the data protection officer of a SEL Capital member firm, please contact the SEL Capital data protection team who will direct your query to the appropriate person or team within the organization contact us OR call 07000022400.
You are not obliged to give us any of the information above, but if you decide not to give it to us or provide us with false or incorrect information, we may be unable to respond to your message.

Covered Data

To define personal data, account must be taken of all the means available to the “data controller” to determine whether a person is identifiable. According to the law, it means any information relating to an identified or identifiable individual; an identifiable person is one who can be identified, directly or indirectly, in particular by reference to an identification number (e.g. social security number) or one or more factors specific to his physical, physiological, mental, economic, cultural or social identity (e.g. name and first name, date of birth, biometrics data, fingerprints, DNA)
It entails retrieving unique categories of personal data from which we can govern or deduce an individual's

  • Crime convictions and offenses
  • Racial or ethnic origin
  • Political opinions
  • Religious or philosophical beliefs
  • Membership of a trade union
  • Genetic data
  • Sexual orientation
  • Physical or mental health or condition

Your Rights With Regards To Your Personal Data

  • You have the right to access the information that we have on you.
  • To have your personal data corrected, for example, if it is incomplete or incorrect.
  • To opt out or unsubscribe from receiving marketing campaign communications at any time.
  • To disapprove the processing of personal data or request obliteration of personal data (in certain circumstances and subject to applicable law).
  • We will make sure to provide you with a copy of the data we process about you. In order to comply with your request, we may ask you to give us some additional information that we will use to verify your identity. If you fail to provide such information and if the information that you have already given to us is not enough to identify you, we may refuse to provide you with information.
  • We will fulfil your request by sending your copy electronically, unless the request expressly specifies a different method.
  • Where you have provided personal data voluntarily, or otherwise consented to its use, you have the right to withdraw your consent.
  • You have the right to complain to a data protection authority.
  • If you have a query or wish to exercise your rights, please speak to the person you usually deal with at SEL Capital or contact SEL Capital team.

Grievance

If you are concerned about an ostensible violation of privacy law or any other regulation by SEL Capital, you can contact the person you usually deal with at SEL Capital. A SEL Capital privacy leader will investigate your complaint and give you information about how it will be handled. You also have the right to complain to the data protection authority in your country or refer the matter to a court of competent jurisdiction.

PURPOSE FOR WHICH WE PROCESS DATA
INFORMATION THAT YOU PROVIDE VOLUNTARILY

We retrieve data that you provide voluntarily through our website by:

  • Completing our forms to contact us.
  • Subscribing to our newsletter.
  • Subscribing to receive our marketing messages.
  • Participating in surveys.

The information we retrieve includes:

  • Name
  • Email Address
  • Company data
  • Contact information
  • Information relevant to surveys
  • Demographic information and other personal information you decide to give us

Kindly note that we do not collect or process sensitive data unless you provide such data. You are not required to provide or disclose sensitive personal information in free text boxes. If you choose to provide such data, you should acknowledge your consent to the operation of this personal data. If you register on our site, your personal data will be stored in our CRM system. If you have unsubscribed or opted out, your contact details will remain on our opt-out list.

Information That We Collect Automatically

When you visit our site, we collect personal data automatically from your device such as your IP address, device type, geographic location such as the country and city, last activity time on our website, browser and OS. We also collect information about you have interacted with our website and content that you are interested in, we use these details for tracking purposes to improve the quality of our site to the visitors. This information will be collected using cookies and other tracking technology.
We process your personal data to:

  • Authenticate your identity and prevent unauthorized access to restricted data.
  • To manage our website.
  • To analyze individual’s data on our site.
  • To develop business relationship with our customers.
  • To determine the organization that you work for or with.
  • To provide you with relevant information of our products and services.
  • To provide necessary updates and news to our customers.
  • To monitor and enforce compliance.
  • To conduct data analysis.
  • To understand how visitors, use the various aspects of our site.
  • And any other purpose for which you have provided the data.

Legal grounds for processing personal data of visitors on our site

  • Authorized consent of the visitor.
  • Authorized interest in improving our site and user experience.
  • Authorized and lawful interest in effective delivery of information and services.

We process personal data of individuals with whom we do not have direct relationship. Our engagement team will be required to audit our client’s book, we seek confirmation from our clients that they have the authority to provide data to us in accordance with the law.
Given the services we provide, we process special categories such as:

  • Financial information – salary, payroll, income, Investment, and tax status.
  • Employment – role, position, and employment numbers.

Third Party Agents - Service Providers

We handover or divulge the personal data we retrieve to third-party service providers including their subsidiaries and affiliates who are engaged with us to support our internal secondary processes.
We engage with service providers to provide, run and support our IT infrastructure (such as CRM solutions, identity management, hosting, data analysis, back-up, security and cloud storage services) and for the storage and secure disposal of our hard copy files.
It is our policy to only use third-party service providers that are bound to maintain appropriate levels of data protection, security and confidentiality, and that comply with any applicable legal requirements for transferring personal data outside the jurisdiction in which it was originally collected. Other disclosure includes:

  • If required, by law.
  • Relation with restructuring of our organisation.
  • If it is believed that the disclosure is appropriate to administer terms of engagement and agreements or otherwise protect and defend SEL Capital rights, property or safety.
  • In order to comply with a judicial proceeding, court order or other legal obligation, or a regulatory or government inquiry.
  • SEL Capital has a legal obligation to report suspicious transactions and other activity to relevant regulatory authorities under anti-money laundering, terrorist financing. SEL Capital also reports suspected criminal activity to the police and other law enforcement bodies. We are not always permitted by the law to inform you about this in advance of the disclosure, or at all.

Third-party recipients of personal data include:

  • Legal advisors, Professional advisors, such as law firms, tax advisors or auditors, Insurers, Tax and customs, Regulatory bodies, Stock exchange authorities, Providers of identity verification services, Credit reference agencies, law enforcement agencies, and Government agencies.

Safety

SEL Capital secures the confidentiality of information retrieved during a specified period of the business. The admittance to such data is limited, guidelines and procedures designed are established to protect the information from loss, misuse and improper disclosure.

Latest Personal Data

SEL Capital maintains the accuracy of the personal data in our custody. It is essential that you inform us of any updates to your contact details or other personal data so that we have the most up-to-date information about you. Please contact the person you usually deal with at SEL Capital OR you can contact us by email OR call 07000022400.

Retention

This policy holds on to your personal data for as long as it is required for the purposes described in the section “Purposes for which we process personal data.” To meet our professional and legal requirements, to establish, exercise or defend our legal rights, and for archiving and historical purposes we need to retain information for specific periods of time.

Changes to our privacy statement

SEL Capital reviews her Privacy Policy and strive towards making it better. That is why we reserve the right to amend this Privacy Policy occasionally. If we make any changes in the way we retrieve and share data, you will be notified of the changes on our website. We will not reduce any of your rights stated in this Privacy Policy without asking for explicit prior consent to the changes. It is advisable to check this page occasionally to be enlightened about any changes in this privacy notice.

How to contact us and seek additional help?

If you have any questions or doubts related to this Privacy Policy or want to know more about how we protect your personal data or your rights, contact us OR call 07000022400. We hope that we will be able to answer all your questions.